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Indy Insurance Solutions

Medicare Annual Enrollment Period (AEP) 2023 is underway

Medicare Annual Enrollment Period (AEP) 2023 is underway.  If you have questions about your current plan or you want to learn about a different plan, now is the time.  We represent several different carriers and would be glad to help you find a plan to best meet your needs for 2024.  If you would like to meet one on one, in person or virtually, please call 317-426-0609 to schedule an appointment.

7 Critical Steps Seniors Can’t Afford to Miss Before Retirement: Secure Your Future Today!


Retirement is a major life event and it’s important for seniors to be prepared for it. There are several key steps seniors should take to ensure a smooth and comfortable retirement. Here are seven of the most important ones:

1.     Create a budget: Before retirement, it’s essential to have a clear understanding of your monthly expenses and income. This will help you create a budget that works for you and ensure that you have enough money to cover all of your essential expenses in retirement.

2.     Save aggressively: It’s never too early or too late to start saving for retirement. The more you save, the more you’ll have to live on in retirement. Consider increasing your contributions to your 401(k) or IRA, or starting a new savings account specifically for retirement.

3.     Pay off debt: Debt can be a burden during retirement, so it’s best to pay it off as soon as possible. This includes mortgages, credit card debt, and other loans. The less debt you have, the more money you’ll have to live on in retirement.

4.     Plan for healthcare costs: Healthcare costs can be a major expense in retirement, so it’s important to plan for them. Consider enrolling in Medicare or a supplemental insurance plan to help cover the costs. You may also want to consider a long-term care insurance policy.

5.     Consider downsizing: Downsizing can be a great way to free up some extra cash in retirement. Consider selling your current home and moving to a smaller, more affordable property. This can also reduce your monthly expenses, including utilities, property taxes, and maintenance costs.

6.     Stay active and engaged: Retirement is a great time to try new things, travel, and stay active. Consider taking up a new hobby, volunteering, or joining a club to stay active and engaged. Staying physically and mentally active can help you enjoy a longer, healthier, and happier retirement.

7.     Seek financial advice: Finally, seek financial advice from a professional. They can help you create a comprehensive retirement plan and ensure that you’re on track to meet your retirement goals. A financial advisor can also help you make informed decisions about investments, taxes, and other financial matters.

In conclusion, retirement is a major life event that requires careful planning and preparation. By taking the seven steps outlined above, seniors can ensure a smooth and comfortable retirement. Don’t wait until it’s too late – start preparing for retirement today!


Less than one week to enroll in a Marketplace Health Plan for January 1st effective date

Quote & Enroll Major Medical (under age 65)

Have you signed up for your health insurance coverage for 2022?  There is less than one week remaining to enroll on a Marketplace Health plan and receive a January 1st effective date.  Getting a quote is easy and many people will qualify for a subsidy to offset the cost of their premium.  Contact us to ask questions or receive a quote.  317-426-0609 Or feel free to view your own quotes on our website.

Small Business Owners – Artist, Musician, Writer or Poet?

If you are self employed and your annual income is less than $51,520 you still qualify for a Marketplace (ACA) subsidy.  These subsidy’s make Health Insurance plans far more affordable.  These are major medical health plans, and there are multiple plans to choose from.  You must enroll by December 15th for a January 1st effective date. 

Please call 317-426-0609 or email today for assistance. 


2022 Medicare Premium and Deductible Update

The numbers are finally in, and they are definitely higher than was originally projected.

In 2022 the Medicare Part B premium will increase to $170.10/month, a large $20.60/month increase from the current Part B premium of $148.50/month.

The Medicare Part B deductible is going up too. It will be $233/year (up from the current $203 annual deductible). This is the amount that you have to pay first for any Part B medical service before Medicare kicks in.

Medicare had originally projected Part B premiums and deductibles that were much lower than this, so these updated costs will come as a surprise for many seniors on Medicare.

Call or email us with questions – 317-426-0609


ACA – Affordable Care Act – FFM

Open Enrollment 2021 Begins today

If you are under age 65 and need health insurance now is the time to enroll. 
Open Enrollment begins today and runs November 1st – January 15th.  To enroll in a ACA or Affordable Care Act Plan now is the time to act.

Beat the Wednesday, December 15, 2021 deadline to enroll in health coverage that starts January 1, 2022. Open Enrollment ends Saturday, January 15, 2022.

Fill out the form below to contact us today.

Annual Enrollment Period (AEP) 2022 is here

Annual Enrollment Period (AEP) 2022 is just days away.  If you have questions about your current plan or you want to learn about a different plan, now is the time.  We have seminars throughout AEP that will give you an opportunity to learn more.  If you would prefer a one on one appointment, in person or virtual, please call 317-426-0609 to schedule an appointment.  To see a list of upcoming seminars visit –

2022 Medicare Annual Election Period FAQs

2022 Medicare Annual Election Period FAQs

The Annual Election period is just a month away and you are probably already starting to get lots of information in the mail as well as getting lots of phone calls and sales solicitations.  It can be overwhelming!  So let’s break down some of the most frequently asked Medicare Annual Election Period questions as we move into this important 2022 enrollment period.

Q. When can I change my plan?
A. You are allowed to change your stand alone Medicare Part D drug plan or Medicare Advantage Plan between Oct. 15th and Dec. 7th.  Any plan changes made during this period will go into effect on January 1, 2022.

Q. Do I need to re-enroll if I want to keep my coverage?
A. No!  If you take no action you will remain enrolled in the same plan that you are currently enrolled for 2022.

Q. How do I know if I should change my plan?
A. Look for your Annual Notice of Change document in the mail this month from your insurance company.  This document will outline any changes that are being made to your plan for 2022.  For example: changes in premium, co-pays, covered drugs, etc.

Q. Is this is time to change my Medicare Supplement Plan?
A. This Annual Election Period does NOT apply to your Medicare Supplement Plan (Plan G, Plan N, Plan F, etc.).  Medicare Supplement (Medigap) plans can be changed year-round and will typically be subject to medical underwriting.  We recommend waiting to change your plan until around your policy anniversary date or when your company sends you a rate increase notice. 

Q. Is Medicare going to raise my premiums or deductibles for 2022?
A. Medicare typically raises the Part B premium and deductible in January and they usually release that information in November.